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H. Lehman Franklin, P.C.

Georgia Bankruptcy Property Exemptions

Each state has exemption laws which are designed to protect certain property from creditors, as part of the bankruptcy process. You can protect equity in your home, vehicle, or personal property up to certain dollar amounts when you file for Chapter 7 or Chapter 13 in Georgia. Georgia does not...
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What Costs Less: Chapter 7 or Chapter 13?

If you are considering bankruptcy, it is important to understand the costs and benefits involved. You have the opportunity to eliminate debts that have been crippling you financially. Chapter 7 and Chapter 13 are the most common programs for individuals. If you are exploring reorganizing business debts, Chapter 13 may...
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How Much Do You Need to Owe to File Bankruptcy?

Bankruptcy is a useful mechanism that can get individuals and businesses out of serious financial hardship. However, abusing bankruptcy laws is not the best way to address debts. If you are struggling to keep up-to-date with payments to creditors, consider all your options before rushing into bankruptcy. How much debt...
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