Lawyer Blog Statesboro GA | H. Lehman Franklin, P.C.

If you have been driven to the point of filing for either Chapter 7 or Chapter 13 bankruptcy, you may be feeling a wide range of emotions on a daily basis. You may also be tempted to isolate yourself and speak to as few individuals as possible about your financial...

For Veterans in Bankruptcy: Understanding the HAVEN Act

11 Feb 2020

HL Franklin

While some veterans return from duty and have an easy time moving back into society and a more ‘normal’ life, others have an extremely difficult transition. Many times, veterans are under extreme duress emotionally, and for many years after— perhaps even suffering from PTSD—and they may also have a wide...

Even Moderate Car Accidents May Trigger PTSD

07 Feb 2020

HL Franklin

Over a million people die in car accidents every year. This means thousands of travelers lose their lives every day, and even more people on the roads are injured. Serious physical harm may occur for many, to include serious neck and back injuries, spinal injuries, concussions or traumatic brain injuries,...

Understanding What Happens to Your Credit Report in Chapter 7 and Chapter 13

05 Feb 2020

HL Franklin

Making the decision to file for bankruptcy is often a difficult one, and you may be concerned about the challenges ahead as so many questions emerge about the process and options that may be specific to you. There are many advantages to both Chapter 7 and Chapter 13, and numerous...

Can I Choose to Take a Blood Test over a Breathalyzer Test?

03 Feb 2020

HL Franklin

While no one should ever drive under the influence of alcohol or drugs, the reality is that being stopped by law enforcement who may suspect you have been drinking is a stressful experience. Further, actually being charged with a DUI is not only an enormous wake-up call but also an...

How Does the Small Business Reorganization Act Affect You?

30 Jan 2020

HL Franklin

As a small business owner who may be considering filing Chapter 11 bankruptcy, you may be at a point in your personal and business life where you feel like the odds are stacked against you – and especially when it comes to finances. Believe it or not, though, there actually...

Car Accidents: Deep Cuts May Require Plastic Surgery

28 Jan 2020

HL Franklin

After a car accident, most of us are just relieved to walk away with our lives—and to see our passengers safe. Far too often, whether motorists are involved in truck accidents, car accidents, or motorcycle accidents – or for those who may have been traveling on foot or on a...

Student Loans: The Reason for Bankruptcy but They Can’t Be Discharged!

24 Jan 2020

HL Franklin

Student loan debtors are often staring at a long road ahead after graduation—and even if they do find that perfect job, it can be extremely challenging to make a payment to student loan servicers for what may be $400 a month or more. In fact, many borrowers in the 20-...

Georgia and DUI Offenses: What Happens to Repeat Offenders?

22 Jan 2020

HL Franklin

The topic of DUI laws is one that is often met with great passion, due to its nature as an offense that can bring great harm to others—with the potential for enormous property damage, fatalities, and family members and friends left behind to grieve forever. Getting behind the wheel of...

Unsure about neck or back injury? Err on the side of caution with medical treatment

20 Jan 2020

HL Franklin

If you have had the unfortunate experience to be in a car wreck, there could have been other fatalities associated with the accident, and you may have sustained serious injuries. As traffic incidents continue to rise around the US, so do traumatic brain injuries on all levels, concussions, sprains and...

Whiplash can be a serious injury, resulting from car accident trauma

13 Jan 2020

HL Franklin

As traffic incidents continue to rise throughout the US, tragic fatalities continue to leave many individuals grieving loved ones over accidents that may have been completely preventable. Injuries send hundreds of thousands of patients into emergency rooms each year, and neck sprains can be one of the most uncomfortable and...

Nursing homes may have a backlog of complaints against them

10 Jan 2020

HL Franklin

If an aging loved one, most likely a parent, is already in a nursing home, or you are considering helping them find one for the long term (or even just a short term for a rehabilitation stint perhaps for a knee or hip replacement), do your homework! Many nursing homes...

Traumatic brain injury symptoms may be silent: know what to look for

09 Jan 2020

HL Franklin

If you have received a blow to the head from an injury and are experiencing pain or other complications, seek medical treatment as soon as possible. You could be suffering from a concussion, or worse, a traumatic brain injury (TBI). While over a million individuals may be affected in the...

Traffic incidents rise in the US despite new safety mechanisms and public education

07 Jan 2020

HL Franklin

As 2020 looms ahead, we must recognize the growing number of fatalities and injuries occurring on the highway each yearMuch to the dismay of safety analysts and government officials, traffic incidents continue to rise; however, this is not isolated solely to motorists. Fatalities are increasing for bicyclists, motorcyclists, and especially...

I obviously have a valid claim so why is the insurance company fighting me?

06 Jan 2020

HL Franklin

If you have been in a car accident and had to file a claim regarding property damage and/or physical injury, chances are you may be hovering over the phone waiting to hear back from the insurance company regarding your claim. This can be a difficult time if you have been...

Parking lot potholes are a common threat for slip and fall

03 Jan 2020

HL Franklin

Slip and fall injuries are rampant in the US as landscapes, parking lots, sidewalks, roads, highways, and many other areas today are not maintained properly. It can be a terrifying ane unexpected experience to suddenly lose control and injure yourself. There are many different scenarios for the slip and fall...

DUI: Understand the Difference Between Taking a Breathalyzer or a Blood Test

30 Dec 2019

HL Franklin

You are probably aware that being charged with driving under the influence (DUI) in the state of Georgia is no small matter and is further amplified if there are injuries or serious property damage. DUIs can be stressful, life-threatening, and expensive. You may have to spend time in jail and...

Chapter 13 bankruptcy may ease some of your student loan debt burden

26 Dec 2019

HL Franklin

The need to file for bankruptcy, whether Chapter 7 or Chapter 13, affects nearly a million individuals in the US each year. And while financial problems can be caused for a multitude of reasons, in most cases the true issue points to something unexpected—a major and usually extremely unfortunate event—that...

Why you may choose to file for Chapter 13 bankruptcy even if you are eligible for Chapter 7

23 Dec 2019

HL Franklin

It’s no secret that many individuals who decide to file for bankruptcy hope they will be eligible for Chapter 7; while Chapter 13 is known as the income-based bankruptcy, it takes exponentially longer to complete, and does require most creditors to be paid off, ultimately. However, it is possible to...

When All Collection Activities Are Halted: Understanding More About the Automatic Stay

20 Dec 2019

HL Franklin

Hundreds of thousands of consumers in the US file for bankruptcy each year, struggling to maintain household debt but sometimes finding themselves to be no match against mounting household debt to include all the usual bills like housing, car, and credit cards—but today student loans pose a huge threat to...

Why the Wrongful Death Suit May Be Especially Important to Young Heirs

18 Dec 2019

HL Franklin

If a loved one has recently passed away, you may feel hesitant about bringing legal action against the other party responsible. In many cases today, wrongful death suits emerge from unexpected and unfortunate events like car accidents, toward the individual or entity found negligent. As traffic fatalities and injuries continue...

Chapter 7 & Income: Why Bankruptcy Before a Divorce Could be a Strategic Mistake

16 Dec 2019

HL Franklin

Options associated with bankruptcy bring many questions, as does divorce. To be experiencing these major life events at the same time can be extremely challenging, and you may be second-guessing yourself through much of the process. With an experienced bankruptcy attorney on your side, however, you should be able to...

Spinal Injuries from Car Accidents May Cause Lifetime Disability

13 Dec 2019

HL Franklin

Car accidents, injuries, and deaths just continue to rise on roads and highways within the US—along with fatalities also involving motorcyclists, bicyclists, and pedestrians of all ages. While so many different safety mechanisms are put into place today regarding infrastructure—along with a multitude of innovative safety features in cars (including...

Document Everything About Your DUI Arrest

11 Dec 2019

HL Franklin

Driving under the influence can have tragic consequences. In the US, every day—and literally every hour—someone dies in a traffic accident caused by a drunk driver. Unfortunately, many motorists exhibit poor judgment when not abstaining and this could result in a DUI charge. These types of arrests are often extremely...

Should I Ever Refuse to Take a Breathalyzer?

09 Dec 2019

HL Franklin

While driving under the influence is never a good idea, if you have been charged with DUI, chances are you deeply regret driving a car after indulging in too much alcohol. This type of charge is often accompanied by a wide variety of scenarios and outcomes, as well as a...

The Interlock Device May Teach You a Lot About Your Drinking Habits & Turn Them Around

05 Dec 2019

HL Franklin

If you have been convicted of DUI, chances are you will be living with an Ignition Interlock Device (IID) in your car if you want to drive again. While this device will grant you to the freedom of having your own transportation again, you may be quite intimidated at first—especially...

The Five Most Common Injuries Sustained in a Car Accident

03 Dec 2019

HL Franklin

If you have been in a serious car accident, your life may have changed literally in the blink of an eye. One minute you were on your way to work or to drop off the kids at school, and the next you were horrified to realize another motorist was crashing...

Mismanagement of Money is Usually not the Reason for Bankruptcy

29 Nov 2019

HL Franklin

Receiving a new credit card in the mail—along with realizing you have what could be a large amount of credit at your disposal—can be extremely tempting. We’ve all been there, planning to set aside all credit for emergencies, or only items we can pay off right away. And while most...

DUI Could Be the Catalyst for Getting the Treatment You Need

27 Nov 2019

HL Franklin

Being arrested for DUI is undeniably frightening—even if it is not your first experience. No one enjoys being grilled by the police, asked to walk the line in the dark, or to blow into a breathalyzer, most likely knowing the outcome is going to be dismal. Keep in mind that...

The Wage Earners’ Plan: Who’s Qualified?

25 Nov 2019

HL Franklin

What is the “wage earners’ plan” and who qualifies? In bankruptcy, a Chapter 13 allows an individual who earns regular income to reorganize financial obligations to repay over a period of time. The debtor submits a proposal for a repayment plan that is made in installments. The repayment plan is...

Blog

Bankruptcy Can Be an Extremely Useful Financial Planning Tool

For Veterans in Bankruptcy: Understanding the HAVEN Act

Even Moderate Car Accidents May Trigger PTSD

Understanding What Happens to Your Credit Report in Chapter 7 and Chapter 13

Can I Choose to Take a Blood Test over a Breathalyzer Test?

How Does the Small Business Reorganization Act Affect You?

Car Accidents: Deep Cuts May Require Plastic Surgery

Student Loans: The Reason for Bankruptcy but They Can’t Be Discharged!

Georgia and DUI Offenses: What Happens to Repeat Offenders?

Unsure about neck or back injury? Err on the side of caution with medical treatment

Whiplash can be a serious injury, resulting from car accident trauma

Nursing homes may have a backlog of complaints against them

Traumatic brain injury symptoms may be silent: know what to look for

Traffic incidents rise in the US despite new safety mechanisms and public education

I obviously have a valid claim so why is the insurance company fighting me?

Parking lot potholes are a common threat for slip and fall

DUI: Understand the Difference Between Taking a Breathalyzer or a Blood Test

Chapter 13 bankruptcy may ease some of your student loan debt burden

Why you may choose to file for Chapter 13 bankruptcy even if you are eligible for Chapter 7

When All Collection Activities Are Halted: Understanding More About the Automatic Stay

Why the Wrongful Death Suit May Be Especially Important to Young Heirs

Chapter 7 & Income: Why Bankruptcy Before a Divorce Could be a Strategic Mistake

Spinal Injuries from Car Accidents May Cause Lifetime Disability

Document Everything About Your DUI Arrest

Should I Ever Refuse to Take a Breathalyzer?

The Interlock Device May Teach You a Lot About Your Drinking Habits & Turn Them Around

The Five Most Common Injuries Sustained in a Car Accident

Mismanagement of Money is Usually not the Reason for Bankruptcy

DUI Could Be the Catalyst for Getting the Treatment You Need

The Wage Earners’ Plan: Who’s Qualified?

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