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H. Lehman Franklin, P.C.

4 Reasons to Get an Attorney After an Auto Accident

If you have just been involved in an auto-accident and suffered injuries, you are probably trying to work out your options for recovering any damages or losses. You may face an uphill battle when dealing with various parties involved in the processing of your claim, depending on the circumstances of...

The Shared Fault Rule in a Slip and Fall Case in Georgia

Slip and fall accidents are not as straight forward as they look on paper – a fact to which injured parties that have gone through a lawsuit can attest. If you have suffered injuries resulting from a slip and fall accident, you are probably wondering who is responsible. If so,...

Maintaining Your Dignity with Bankruptcy

Are you concerned that filing for bankruptcy is shameful? If so, you are not alone. Many debtors are worried they will be looked upon negatively if it becomes known they filed for bankruptcy. The alternative is that you continue to struggle with debts in a situation that becomes increasingly untenable. ...

Why Starting Over With Bankruptcy May Be Right for You

It’s hard to think about starting over when you have worked so hard for the success you once had, whether as an individual or a business. However, bankruptcy is sometimes the best option to get out of an unsustainable financial situation that is putting you under extreme stress. If you...

Determining Whether to Let Your Business Fold

Are you constantly wondering if it is time to let your business fold? There are quite a few signs that a business may have reached the end of the road. When it is no longer viable to keep the doors open, it is time to consider options for wrapping up...

When is Chapter 7 Preferred Over Chapter 11 Bankruptcy?

Bankruptcy is always a complicated process, so it helps to understand which Chapter is the right option for your financial circumstances. There are a number of differences between Chapter 7 and Chapter 11. Sometimes, the former is preferred over the latter in order to liquidate a business. If you are...

6 Signs You May Want to Consider Bankruptcy

If you are currently dealing with one or more of the following situations, it may be time to consider bankruptcy, to free yourself of some or all of your debt. These 6 signs are red flags when it comes to debt and often indicate a debtor is close to running...

Georgia Social Programs to Help When You Can’t Pay the Bills

There are actually quite a number of ways the government in Georgia can help when you can’t pay the bills. Taking advantage of social programs is an effective means of helping to reduce the burden of dealing with crippling debt. The list below includes services that will help you better...

What To Do When Facing Foreclosure

If a lender decides to legally foreclose on your property as a result of you defaulting on payments, you have limited time in which to save your home. The lender has the right to begin this process, but you still have options once the ball is already rolling on foreclosure...

When You Can’t Afford Your Vehicle But You Can’t Afford to Be Without It

Your car is important for getting to work, making appointments, and ferrying kids around to various activities, if you have a family. When you can’t afford your vehicle because of financial hardship but neither can you live without transport, it’s a tough predicament. It might be good to know there...

Resolving Credit Card Debt

Although there are a number of possible ways to resolve credit card debt, including filing for bankruptcy, there is no one-size-fits-all answer. It’s important to consider all your options and base any choices you make on your unique financial circumstances. Negotiate an Arrangement There are 5 types of arrangements credit...

5 Reasons to Consider Bankruptcy

Bankruptcy is one of the many options debtors can take to regain financial stability. There are plenty of good reasons to consider bankruptcy; however, that doesn’t mean it is always the most suitable way of managing debt. After reading the following 5 reasons for choosing bankruptcy, consider whether it is...

The Steps a Business Needs to Take to File Chapter 11

The steps involved in filing Chapter 11 bankruptcy are complex, so you will need the guidance of an experienced bankruptcy lawyer. If you believe Chapter 11 is the most suitable option for reorganizing your business, the following actions must be carried out to make the process go as smoothly as...

How to Qualify for Chapter 12 Bankruptcy

Chapter 12 bankruptcies are intended to help a family farmer or a family fisherman restructure debt while maintaining continued operations. There are a number of eligibility requirements of a Chapter 12 bankruptcy that you should understand before filing, as this may not be the right option for your business. Total...

Chapter 11: When You Have Stuff, but Not Money

Chapter 11 bankruptcy is typically reserved for businesses that are facing financial hardship. Your business could be a corporation, partnership, or limited liability company (LLC), and filing for Chapter 11 bankruptcy may provide the solution to cash flow problems that are impeding the continued operation of the business. However, individuals...

5 Signs Chapter 7 Might Be Right for You

You may have heard that filing bankruptcy will solve all your financial problems. While this is not strictly true in all cases, there are signs you should look out for that may suggest bankruptcy is the right option for you. For instance, Chapter 7 bankruptcy can result in the discharge...

What To Do When You Work Full Time and Still Can’t Pay the Bills

Are you working all the hours under the sun but still can’t afford to pay the bills? This is, unfortunately, a very common scenario for many providers in American households. It is frustrating when you have gutted your budget as much as possible but it doesn’t have any real impact...

When You Find Yourself Living Off Your Credit Cards

If you reach the point where you are living off your credit cards, it’s time to seriously think about reevaluating your financial situation. Credit cards are not necessarily a bad thing to have. In fact, many people are able to build or rebuild credit by using cards. However, credit cards...

When Threatened with Repossession of Your Assets: Do This

Are you experiencing financial hardship that has led to missed payments on a secured loan? When you purchase a car or a home, the physical asset becomes collateral on the loan used to purchase it. In other cases, you may volunteer an asset such as a car or home to...

Foreclosure: When You Fear Losing Your Home

Do you have bills mounting up? Are you are starting to panic about falling behind on mortgage payments? Perhaps you already have a fear of losing your home? This is a story we hear all too often at H. Lehman Franklin P.C. Regardless of the reason you found yourself in...

What You Can Do About Wage Garnishment

There are limits to how much of your earnings creditors can take under Georgia law. Wage garnishment is limited to 25% of your disposable earnings; or your disposable earnings less 30 times the current federal minimum wage. There are also actions you may take under certain circumstances to stop or...

What Does It Mean to Have a Judgment Filed Against You?

When you are being hounded by debt collectors it can be tempting to just stop paying what you owe altogether. It may seem like a good strategy at the time but once you realize creditors are not going to give up, the situation could reach the stage where you are...

Safety 101 for Motorized Scooters

Motorized scooters are an essential mode of transportation for many people, and for others, they are a fun and convenient way to get from A to B. Using motorized scooters safely is important, regardless of why you’re using them. They may not match a Mercedes for speed but they can...

Hospital Negligence: When Healthcare Fails

When you go to hospital for diagnosis or treatment, you trust that the medical professionals charged with your care are competent. However, in those instances where healthcare fails, it often causes harm to patients. Factors in hospital negligence may include carelessness or overworked staff, but in all cases, patients who...

Proving Nursing Home Negligence in a Loved One’s Death

When a loved one dies in a nursing home, it is important for family members to understand the circumstances of the death. While many elderly nursing home residents die from natural causes, it is not unreasonable for close family to want to know their loved one was well-cared for prior...

Damages that Can Be Recovered in a Wrongful Death Suit in Georgia

If a person, company, or public entity causes or contributes to the death of a loved one, a claim for wrongful death may arise. However, not just anyone connected to the decedent is able to make a claim in the state of Georgia. Only certain family members, in specific order,...

The Pedestrian-Train Accident: Whose Fault is It?

It is an unfortunate fact that the majority of cases involving a pedestrian-train accident result in a fatality. While many of these accidents may be due to carelessness on the part of the pedestrian, a large number are likely the result of negligence or defective safety measures that are originally...

Who Pays for All the Damage After an Airplane Accident?

The Montreal Convention 1999 (MC99) provides airline liability when passengers suffer injury or death. MC99 also covers you in the case of delayed, damaged, or lost baggage. Before MC99 was in place, various treaties were employed around the world to deal with liability. These treaties were found to be lacking...

When Friends Become Involved in a Boat Accident

Watercrafting is a fun activity, and Georgia’s waterways provide plenty of opportunities for friends to make memories together. However, it is important to stay safe while on the water. Being involved in a boat accident can be a terrifying experience, especially when friends are at risk of suffering serious injury...

Know Your Rights in a Bicycle Accident in Georgia

Under Georgia law, a bicycle is a vehicle. This means cyclists are bound by the same codes and regulations as anyone in charge of a vehicle. It is important to note there are additional codes and regulations for various classes of vehicles which do not apply to bicycles. Regardless, as...

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