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H. Lehman Franklin, P.C.

Unsure about neck or back injury? Err on the side of caution with medical treatment

If you have had the unfortunate experience to be in a car wreck, there could have been other fatalities associated with the accident, and you may have sustained serious injuries. As traffic incidents continue to rise around the US, so do traumatic brain injuries on all levels, concussions, sprains and...

Whiplash can be a serious injury, resulting from car accident trauma

As traffic incidents continue to rise throughout the US, tragic fatalities continue to leave many individuals grieving loved ones over accidents that may have been completely preventable. Injuries send hundreds of thousands of patients into emergency rooms each year, and neck sprains can be one of the most uncomfortable and...

Nursing homes may have a backlog of complaints against them

If an aging loved one, most likely a parent, is already in a nursing home, or you are considering helping them find one for the long term (or even just a short term for a rehabilitation stint perhaps for a knee or hip replacement), do your homework! Many nursing homes...

Traumatic brain injury symptoms may be silent: know what to look for

If you have received a blow to the head from an injury and are experiencing pain or other complications, seek medical treatment as soon as possible. You could be suffering from a concussion, or worse, a traumatic brain injury (TBI). While over a million individuals may be affected in the...

Traffic incidents rise in the US despite new safety mechanisms and public education

As 2020 looms ahead, we must recognize the growing number of fatalities and injuries occurring on the highway each yearMuch to the dismay of safety analysts and government officials, traffic incidents continue to rise; however, this is not isolated solely to motorists. Fatalities are increasing for bicyclists, motorcyclists, and especially...

I obviously have a valid claim so why is the insurance company fighting me?

If you have been in a car accident and had to file a claim regarding property damage and/or physical injury, chances are you may be hovering over the phone waiting to hear back from the insurance company regarding your claim. This can be a difficult time if you have been...

Parking lot potholes are a common threat for slip and fall

Slip and fall injuries are rampant in the US as landscapes, parking lots, sidewalks, roads, highways, and many other areas today are not maintained properly. It can be a terrifying ane unexpected experience to suddenly lose control and injure yourself. There are many different scenarios for the slip and fall...

DUI: Understand the Difference Between Taking a Breathalyzer or a Blood Test

You are probably aware that being charged with driving under the influence (DUI) in the state of Georgia is no small matter and is further amplified if there are injuries or serious property damage. DUIs can be stressful, life-threatening, and expensive. You may have to spend time in jail and...

Chapter 13 bankruptcy may ease some of your student loan debt burden

The need to file for bankruptcy, whether Chapter 7 or Chapter 13, affects nearly a million individuals in the US each year. And while financial problems can be caused for a multitude of reasons, in most cases the true issue points to something unexpected—a major and usually extremely unfortunate event—that...

Why you may choose to file for Chapter 13 bankruptcy even if you are eligible for Chapter 7

It’s no secret that many individuals who decide to file for bankruptcy hope they will be eligible for Chapter 7; while Chapter 13 is known as the income-based bankruptcy, it takes exponentially longer to complete, and does require most creditors to be paid off, ultimately. However, it is possible to...

When All Collection Activities Are Halted: Understanding More About the Automatic Stay

Hundreds of thousands of consumers in the US file for bankruptcy each year, struggling to maintain household debt but sometimes finding themselves to be no match against mounting household debt to include all the usual bills like housing, car, and credit cards—but today student loans pose a huge threat to...

Why the Wrongful Death Suit May Be Especially Important to Young Heirs

If a loved one has recently passed away, you may feel hesitant about bringing legal action against the other party responsible. In many cases today, wrongful death suits emerge from unexpected and unfortunate events like car accidents, toward the individual or entity found negligent. As traffic fatalities and injuries continue...

Chapter 7 & Income: Why Bankruptcy Before a Divorce Could be a Strategic Mistake

Options associated with bankruptcy bring many questions, as does divorce. To be experiencing these major life events at the same time can be extremely challenging, and you may be second-guessing yourself through much of the process. With an experienced bankruptcy attorney on your side, however, you should be able to...

Spinal Injuries from Car Accidents May Cause Lifetime Disability

Car accidents, injuries, and deaths just continue to rise on roads and highways within the US—along with fatalities also involving motorcyclists, bicyclists, and pedestrians of all ages. While so many different safety mechanisms are put into place today regarding infrastructure—along with a multitude of innovative safety features in cars (including...

Document Everything About Your DUI Arrest

Driving under the influence can have tragic consequences. In the US, every day—and literally every hour—someone dies in a traffic accident caused by a drunk driver. Unfortunately, many motorists exhibit poor judgment when not abstaining and this could result in a DUI charge. These types of arrests are often extremely...

Should I Ever Refuse to Take a Breathalyzer?

While driving under the influence is never a good idea, if you have been charged with DUI, chances are you deeply regret driving a car after indulging in too much alcohol. This type of charge is often accompanied by a wide variety of scenarios and outcomes, as well as a...

The Interlock Device May Teach You a Lot About Your Drinking Habits & Turn Them Around

If you have been convicted of DUI, chances are you will be living with an Ignition Interlock Device (IID) in your car if you want to drive again. While this device will grant you to the freedom of having your own transportation again, you may be quite intimidated at first—especially...

The Five Most Common Injuries Sustained in a Car Accident

If you have been in a serious car accident, your life may have changed literally in the blink of an eye. One minute you were on your way to work or to drop off the kids at school, and the next you were horrified to realize another motorist was crashing...

Mismanagement of Money is Usually not the Reason for Bankruptcy

Receiving a new credit card in the mail—along with realizing you have what could be a large amount of credit at your disposal—can be extremely tempting. We’ve all been there, planning to set aside all credit for emergencies, or only items we can pay off right away. And while most...

DUI Could Be the Catalyst for Getting the Treatment You Need

Being arrested for DUI is undeniably frightening—even if it is not your first experience. No one enjoys being grilled by the police, asked to walk the line in the dark, or to blow into a breathalyzer, most likely knowing the outcome is going to be dismal. Keep in mind that...

The Wage Earners’ Plan: Who’s Qualified?

What is the “wage earners’ plan” and who qualifies? In bankruptcy, a Chapter 13 allows an individual who earns regular income to reorganize financial obligations to repay over a period of time. The debtor submits a proposal for a repayment plan that is made in installments. The repayment plan is...

What Property Can Be Liquidated in Chapter 7 Bankruptcy?

The purpose of bankruptcy is to decrease debt, which is one of the many reasons it doesn’t make sense to leave debtors completely destitute. By design, filing bankruptcy should allow the debtor to start over, rebuild a better financial footprint, and have a fresh start. If bankruptcy only worked in...

What’s Done at a 341 Meeting?

The 341 meeting is more commonly referred to as the meeting of creditors. This is an important and required part of a bankruptcy case. You are required to meet with the trustee as well as any creditors who wish to attend. During the meeting, the trustee will ask you questions,...

4 Things to Do Before You Go to a Bankruptcy Court Proceeding in Georgia

There are quite a number of things you must do in the process of filing a bankruptcy case. The following four actions are mandatory and failure to comply may negatively impact on your case. If you are unsure about what you should and should not do prior to filing for...

Understanding Basic Bankruptcy Terms

There is an entire glossary of terms that relate to bankruptcy. The list below covers some of the most common words and phrases you may hear, and what they mean. Automatic Stay The automatic stay is an injunction that prevents creditors from further pursuit of collection activities against a debtor....

What Income Can Be Legally Garnished in Georgia?

There are limits on how much a creditor can take from your wages as part of a garnishment. The laws surrounding wage garnishment in Georgia are regulated by federal and state statutes. If a creditor has a money judgment, they may take up to 25% of disposable income. When a...

3 Ways to Avoid Bankruptcy

Bankruptcy is typically the result of debts coming at you from every direction. If all debts are considered equal, it is hard for a debtor to get back on sound financial ground. When your budget is stretched to the point where it seems like bankruptcy is the only option, there...

Can I Fight the Foreclosure of My Home in Georgia?

If your home is facing foreclosure in Georgia, events may proceed faster than you expect. Georgia is a non-judicial foreclosure state, which means that the lender does not need to go to court to start the foreclosure process assuming that right is granted in your security deed which is common....

How Can I Stop Repossession of My Car in Georgia

Borrowing the cash to buy or lease a car is a familiar scenario for most drivers in Georgia. While you make payments each month, the lender retains an interest in the car. This is what is known as a “secured debt,” using the purchased vehicle as collateral against the loan. ...

How to Get Out of a Title Loan in Georgia

Title loans, also known as title pawn transactions, are incredibly tempting when you need fast cash in Georgia. Once the loan is secured, however, you are left with that debt hanging around your neck. As a financial option, title loans are expensive. There is also the risk of rolling the...

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