When is Chapter 7 Preferred Over Chapter 11 Bankruptcy?
Bankruptcy is always a complicated process, so it helps to understand which Chapter is the right option for your financial circumstances. There...Read More
5 Signs Chapter 7 Might Be Right for You
You may have heard that filing bankruptcy will solve all your financial problems. While this is not strictly true in all cases,...Read More
What To Do When You Work Full Time and Still Can’t Pay the Bills
Are you working all the hours under the sun but still can’t afford to pay the bills? This is, unfortunately, a very...Read More
When You Find Yourself Living Off Your Credit Cards
If you reach the point where you are living off your credit cards, it’s time to seriously think about reevaluating your financial...Read More
When Threatened with Repossession of Your Assets: Do This
Are you experiencing financial hardship that has led to missed payments on a secured loan? When you purchase a car or a...Read More
What Takes Longer: Chapter 7 or Chapter 13?
If you are filing for bankruptcy, the length of the process is dependent on the chapter. Individuals typically file for either Chapter...Read More
What Costs Less: Chapter 7 or Chapter 13?
If you are considering bankruptcy, it is important to understand the costs and benefits involved. You have the opportunity to eliminate debts...Read More
Chapter 7 and Proofs of Claims
If you are considering filing for Chapter 7 bankruptcy in Georgia, reach out to the offices of H. Lehman Franklin P.C. at 912-764-9616 or email us at info@hlfranklin.com for advice and representation
Reasons a Chapter 7 Case Might Be Dismissed
If you are concerned your Chapter 7 bankruptcy filing may risk being dismissed in Georgia, you can turn to H. Lehman Franklin for consultation and guidance.
What are the Chapter 7 Asset Exemptions?
Call the offices of H. Lehman Franklin if you are considering filing Chapter 7 bankruptcy and would like to receive guidance and support from the experts.
What’s the Difference Between Chapter 7 & Chapter 13 Bankruptcy?
If you are in a position where you feel you may need to file for bankruptcy, it is important to understand Chapter...Read More
What Is a Secured Debt In a Bankruptcy Case?
Debtors must list or “schedule” their debts in bankruptcy cases based on whether the debt is unsecured, secured, or a priority debt....Read More
What Is an Unsecured Priority Debt In a Bankruptcy Case?
When bankruptcy debtors submit their schedules of assets and debts in bankruptcy cases, they must list their debts based on whether the...Read More
What Is an Unsecured Nonpriority Debt In a Bankruptcy Case?
In the schedules submitted by debtors in bankruptcy cases, debts must be listed categorized by whether the debt is unsecured, secured, or...Read More
The Rules for Discharging Taxes In a Bankruptcy Case
Many individuals considering bankruptcy erroneously believe that they may not discharge taxes in bankruptcy cases. It’s important that all prospective Georgia bankruptcy...Read More
Bankruptcy Can Help Stop Wage Garnishment
Bankruptcy is a process and not a simple act. If your financial situation requires the filing of a bankruptcy case under Chapter...Read More
Bankruptcy Can Help If Your Car Is Repossessed
Repossession of a motor vehicle can make anyone’s life more difficult. Not only is it a tremendous inconvenience as it takes an...Read More
What Documentation Is Needed In a Bankruptcy Case?
When individuals or corporate entities file a bankruptcy case, their complete, current, and, to some extent, past financial histories must be disclosed...Read More
About the 910-Day and 365-Day Rules for Personal Property Cramdowns
11 U.S.C. § 1322(b)(1) allows debtors in a Chapter 13 repayment plan to “. . . modify the right of holders of...Read More
What Is a Chapter 13 Cramdown?
A Chapter 13 bankruptcy allows debtors to adjust or reorganize their debt in certain ways that a Chapter 7 does not. A...Read More