When loan payments become too much to handle, you don’t have to face financial hurdles alone—especially not if you have our team in your corner. With our bankruptcy attorneys near Springfield, we can help you find a path out of debt.
At H. Lehman Franklin, P.C., we strive to help people like you find debt relief and earn the financial independence you deserve. We are a debt relief agency. We help people file for bankruptcy under the bankruptcy code. We provide federal debt restructuring help. To find out what we can do for you, just continue reading!
Why File for Bankruptcy?
If you’ve been having difficulty handling your debt, it may be time to consider filing for bankruptcy. Bankruptcy allows you a chance to form a legal plan to handle your debt, so you can get back on your feet.
Once you’ve filed for bankruptcy, you won’t receive calls from collections agencies requesting payment anymore. Bankruptcy can be a financial respite, allowing you to focus on finding a way out of debt. With our bankruptcy lawyers by your side, you’ll have someone in the Springfield, Georgia, area protecting you through the whole process.
What Bankruptcy Chapter Should I File In?
Not all bankruptcy cases are the same. Some cases may have a person’s debt restructured for repayment and some may result in most or all debts being forgiven without having a repayment plan. It all depends on your financial situation, what types of debts are problematic for you, and what you’d like to achieve through your bankruptcy case. The primary bankruptcy chapters available are:
- Chapter 13 Bankruptcy is for people who have a steady income and want to pay off their debt in manageable chunks over time.
- Chapter 7 Bankruptcy is for people who can’t currently pay off their debt but may be willing to liquidate some of their assets, although liquidation does not often occur.
- Chapter 11 Bankruptcy is for businesses and consumer debtors with lots of assets to consider. There are special provisions for individuals or corporations that qualify as small business debtors, which can make the Chapter 11 process quicker and easier.
- Chapter 12 Bankruptcy is a unique type of bankruptcy for family farmers and fishermen.
Thanks to the Small Business Reorganization Act and also some limited time provisions of the CARES Act (passed in response to the COVID-19 pandemic), changes made to the Chapter 11 process make it much easier for small businesses to find debt relief while keeping control of their business. If you’re a business owner seeking assistance out of sudden financial hardship, we can help get on the right course.
Why Choose Our Bankruptcy Lawyers?
Why should you meet with our bankruptcy lawyers? We offer Springfield residents comprehensive and accessible representation. We have over thirty years of experience in bankruptcy law and offer free consultations, so you can easily come to us to see if we can take your case first.
If you have a busy schedule, we can even make accommodations to meet with you. We offer weekend and after-hours appointments as well. Just get in touch with us and we can find a time that works for you.
Meet with Our Bankruptcy Lawyers near Springfield Today!
If you’re seeking bankruptcy relief, our attorneys near Springfield, Georgia, are ready to help. With our expertise in bankruptcy law, you can get back to financial independence. To see if we can help you at H. Lehman Franklin, P.C., schedule your free consultation today!