Whether you’ve been faced with sudden medical bills or an expensive divorce, it’s okay to ask for help dealing with your financial situation. For many people, bankruptcy can be the way out that they need. With our nearby attorneys, we can help you find the debt relief you’re looking for.
At H. Lehman Franklin, P.C., we are a debt relief agency. We help people file for bankruptcy under the bankruptcy code. We provide federal debt restructuring help. Let us show you how we can help Georgia residents receive comprehensive bankruptcy representation.
Why Choose to File for Bankruptcy?
Dealing with debt can be a challenge, especially if you’ve rapidly accrued debt you weren’t prepared for such as unexpected medical bills, or you’ve had a loss of income that makes it impossible to manage the bills that you once could pay without problems. Bankruptcy offers a solution, as it can be a way to form a legal path toward debt relief.
Another benefit of filing for bankruptcy is that it can be a way for people to escape the pressure of debt collectors. Once you have filed for bankruptcy, in most cases, collections agencies cannot contact you, which can help you formulate a plan on tackling your debt.
What Bankruptcy Chapter Should I File In?
Once you’ve decided that filing for bankruptcy is the right choice for you, it’s time to decide what chapter of bankruptcy you want to file. Each bankruptcy chapter details a different plan to handle your debt that caters to people in specific financial situations. The main bankruptcy chapters are:
- Chapter 13 Bankruptcy is for people who have a steady income and want to pay off their debt in manageable chunks over time.
- Chapter 7 Bankruptcy is for people who can’t currently pay off their debt but may be willing to liquidate some of their assets, although liquidation does not often occur.
- Chapter 11 Bankruptcy is for businesses and consumer debtors with lots of assets to consider. There are special provisions for individuals or corporations that qualify as small business debtors, which can make the Chapter 11 process quicker and easier.
- Chapter 12 Bankruptcy is a unique type of bankruptcy for family farmers and fishermen.
With recent changes to Chapter 11 Bankruptcy, it’s much easier for small businesses to file through Chapter 11 while retaining ownership of their business. Just schedule a free consultation with us and we’ll work to find the bankruptcy chapter that’s right for you.
While File for Bankruptcy with Our Attorneys in Statesboro Georgia?
We work hard to make fresh starts through financial freedom at H. Lehman Franklin, P.C. Our bankruptcy lawyers H. Lehman Franklin, Jr., and Kim Ward are decoding the law near you with over thirty years of experience in bankruptcy.
H. Lehman Franklin, Jr., has even had the honor of earning an AV Preeminent® peer rating. This is the highest peer rating standard, showing that he is well respected for his legal knowledge, communication skills, and ethical standards among the Georgia legal community.
Bankruptcy Attorney near Me: Schedule Your Free Consultation Today!
If you’re ready for a fresh start, meet with our bankruptcy lawyers near you at H. Lehman Franklin, P.C. We’re always here to help Georgia residents find the debt relief they deserve. To see if we can take your case, just schedule a free consultation with us today!