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I obviously have a valid claim so why is the insurance company fighting me?

If you have been in a car accident and had to file a claim regarding property damage and/or physical injury, chances are you may be hovering over the phone waiting to hear back from the insurance company regarding your claim. This can be a difficult time if you have been injured, no matter the severity of your injury. The medical bills may be piling up faster than you can calculate them, much less pay them—and paying them may be an impossibility altogether if you have been unable to go back to work either temporarily or permanently.

Typically, the insurance claim process is streamlined when there are no true obstacles. The insurance adjuster, especially if you are filing a claim against the other party’s insurance company, will usually call surprisingly fast; in fact, you could still be in the process of receiving initial medical treatment when your phone rings with the adjuster ready to get the investigation process started. No matter what, be assured that the insurance company will want to spend as little time and money on your case as possible, but if you hear nothing at all then there is cause for concern—and if you have not already, consult with a skilled car accident attorney as soon as possible.

No one wants to have to go to battle with an insurer, and you if are trying to heal from injuries, the last thing you want is to deal with a conflict. Red flags regarding bad faith usually include denials with absolutely no basis, delays with no good excuse, intimidation tactics such as asking you for tons of documentation you may have great difficulty finding (as well as wondering why they would want it), harassment of yourself and any witnesses, or finally ‘giving in’ and issuing a lowball offer that you are expected to take as there will not be any other settlements (according to them).

Although some cases are denied or delayed due to valid issues, bad faith cases are simply habit with deceitful insurers motivated by one thing: greed. Claims cause them to lose money and interest, and the longer they can hold on to their money—or not let go of it at all—the more profits they reap. This can be devastating to have to face on a personal level when you may be under extreme financial stress, as well as in physical pain, and you should not try taking on the insurance companies by yourself. If you or a loved one have been in a car accident due to the negligence of others, you may be quickly burdened with medical expenses, emotional trauma, serious pain due to injury, and more. With over 30 years of experience in accidental and personal injury practice, we will help you get the compensation you deserve. Speak with a skilled car accident attorney from the office of H. Lehman Franklin, P.C. Call now to learn more at 912-764-9616, or contact us online.