info@hlfranklin.com

Georgia Social Programs to Help When You Can’t Pay the Bills

There are actually quite a number of ways the government in Georgia can help when you can’t pay the bills. Taking advantage of social programs is an effective means of helping to reduce the burden of dealing with crippling debt. The list below includes services that will help you better manage bill payments and other financial obligations. 

PeachCare for Kids

PeachCare for Kids provides parents with low incomes access to cheap or free health insurance. Children up to age 19 may qualify for the program, and government assistance is free for children younger than 6. You can find further information on PeachCare for Kids via the Georgia Department for Community Health website

Georgia Gateway

You can use Georgia Gateway to apply for a number of current programs that are designed to assist families. These needs-based programs can provide financial relief so you can better manage bills and loan repayments. The Georgia Department for Early Care and Learning provides a resources page where parents can learn how to apply for applicable programs. 

Rent Assistance

If you are struggling to pay the rent, you may wish to look into the Georgia Housing Choice Voucher Program which is administered by the administered by the Georgia Department of Community Affairs (DCA). The program is intended to help low income renters find affordable housing. A subsidy payment, which is income based, is made directly to landlords by the DCA on behalf of the tenant.

Subsidized Child Care 

Families who cannot afford care programs for toddlers and school age children may benefit from Childcare and Parent Services (CAPS). You will find further information on CAPS via the program website, where you can also apply for the program. 

Credit Counseling Services

Working with a nonprofit credit counseling service may help you get out of financial hardship. Many credit counseling services are free and may be able to negotiate with creditors on your behalf. You can learn more about credit counseling services from the Georgia Department of Banking and Finance website

Foreclosure Advice

The Georgia Department of Law Consumer Protection Division provides current and useful information for homeowners who are facing foreclosure. You may be able to save your home if you take immediate action when the foreclosure process begins. 

Georgia Debt-Management Assistance

For an overview on strategies and access to debt relief, the Georgia Government’s Consumer ED page provides useful information and links. You can access additional services via the page that may be relevant to your current financial situation. Use the links on the main page to access resources on money management, debt, loans, credit reports and much more. 

H. Lehman Franklin, P.C. 

If you need further advice on financial restructuring because you can’t pay the bills in Georgia, reach out to H. Lehman Franklin, P.C., for consultation and guidance. If you don’t qualify for various programs available in Georgia or those programs simply do not provide what you need, you may want to consider filing bankruptcy. We provide excellence in federal debt restructuring help for clients just like you, every day. Call our offices at 912-764-9616 or email us at info@hlfranklin.com to learn more about how we can help you manage overwhelming debt.