How Long Does It Take to File Bankruptcy?
Whether you are filing a Chapter 7 or Chapter 13 case in Georgia, it helps to understand the potential timescales. There are...Read More
How Does Debt Consolidation Affect My Credit?
Debt consolidation is a means of managing existing debt when it becomes overwhelming for the debtor. There are a number of ways...Read More
Can Bankruptcy Protect My Vehicles from Repossession?
A car is an essential item for the majority of people in Georgia. Those who live in rural areas, have a long...Read More
How Many Times Can You File for Bankruptcy?
Have you filed for bankruptcy in the past and are now wondering if you can do so again? When you file for...Read More
My House and Bankruptcy
Purchasing a home is perhaps the largest investment most people will ever make. It is therefore understandable that there is a significant...Read More
5 Reasons Filing Bankruptcy May Be Right for You
While the processes of filing for and going through a bankruptcy may seem complex, there are a number of common elements which...Read More
Bankruptcy: Just a Form of Financial Reorganization
Financial reorganization through bankruptcy is a common practice that can help a person who is struggling to restructure. A statement of assets...Read More
What Is a Secured Debt In a Bankruptcy Case?
Debtors must list or “schedule” their debts in bankruptcy cases based on whether the debt is unsecured, secured, or a priority debt....Read More
What Is an Unsecured Priority Debt In a Bankruptcy Case?
When bankruptcy debtors submit their schedules of assets and debts in bankruptcy cases, they must list their debts based on whether the...Read More
What Is an Unsecured Nonpriority Debt In a Bankruptcy Case?
In the schedules submitted by debtors in bankruptcy cases, debts must be listed categorized by whether the debt is unsecured, secured, or...Read More
What Is a Preference In a Bankruptcy Case?
When filing a bankruptcy case, debtors may favor or prefer certain creditors immediately prior to filing their bankruptcy case. In certain circumstances,...Read More
The Rules for Discharging Taxes In a Bankruptcy Case
Many individuals considering bankruptcy erroneously believe that they may not discharge taxes in bankruptcy cases. It’s important that all prospective Georgia bankruptcy...Read More
Bankruptcy Can Help Stop Wage Garnishment
Bankruptcy is a process and not a simple act. If your financial situation requires the filing of a bankruptcy case under Chapter...Read More
Bankruptcy Can Help If Your Car Is Repossessed
Repossession of a motor vehicle can make anyone’s life more difficult. Not only is it a tremendous inconvenience as it takes an...Read More
What Documentation Is Needed In a Bankruptcy Case?
When individuals or corporate entities file a bankruptcy case, their complete, current, and, to some extent, past financial histories must be disclosed...Read More
About the 910-Day and 365-Day Rules for Personal Property Cramdowns
11 U.S.C. § 1322(b)(1) allows debtors in a Chapter 13 repayment plan to “. . . modify the right of holders of...Read More
What Is a Chapter 13 Cramdown?
A Chapter 13 bankruptcy allows debtors to adjust or reorganize their debt in certain ways that a Chapter 7 does not. A...Read More
Fraud and Bankruptcy
Bankruptcy debtors, under penalty of perjury, sign and attest to the fact that anything they submit to the U.S. Trustee and U.S....Read More
What Is A Fraudulent Conveyance?
11 U.S.C. § 548 empowers bankruptcy trustees to avoid certain transfers made by a debtor of assets that place them beyond the...Read More
The Post-Bankruptcy Education Requirement
Any individual who files a consumer bankruptcy case is required to complete two counseling classes, one before filing the bankruptcy case, and...Read More